Refinancing
Find the Best Path to Refinancing Your Home
You might want lower your payments or do some renovating and there are lots of other good reason to refinance. There are also many reasons why you shouldn’t. You can trust that Hallmark Financial will have your best invests in mind and we will only recommend a refinance that is good for you. Our Loan Officers will provide you with a customized loan solution that is tailored to your needs. Don’t hesitate to reach out and seek their guidance.
Fill out our simple prequalifying application and let’s get started today!
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Get Prequalified
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We're Here to Serve You
Our loan specialists are professional, efficient, and dedicated. They work for you putting your best interests as their top priority. Don’t hesitate to reach out and seek their guidance. Buying a house is what we’re here to help you do. Check out the loan options below and talk to a Loan Specialist today!
Using Your Mortgage
- Take Cash Out – Leverage your investment and use the equity your house has gained over the years. Good For:
- Renovating your home
- Paying down high-interest debt
- Lower Your Payment – As an established homeowner, you can improve your financial security by refinancing to a lower payment. Good For:
- Saving for college
- Planning for retirement
- Reduce My Payment
- Shorten Your Loan Term – Refinance into a shorter term, so you can pay off your mortgage sooner. Good For:
- Reducing the amount of interest you’ll pay
- Becoming mortgage-free faster
Your Refinancing Journey
- Apply Online – We want to know your refinance goals and financial situation so we can match them to the best solutions for you.
- Crunch the Numbers – We do the math based on your real numbers. Our technology makes it easy to provide those numbers without digging through paperwork.
- Review Your Options – You’ll be able to easily see how new solutions compare to your current situation. That way you can make the best decision for you.
- Lock It In – When you make a decision, you can lock it in right online. No delayed follow-up calls, no unnecessary paperwork.